UK Spouse Visa Income Requirements (£29,000 Gross Per Year)

For a UK Spouse visa, you and your partner need a combined gross annual income of at least £29,000 (before tax) to meet the minimum income requirement.

Applying for a UK spouse visa can be a complex process, particularly when it comes to meeting the income requirements. It is advisable to get professional legal advice from an experienced immigration solicitor.

Contact Wembley Solicitors today at 0203 417 3700 to schedule a consultation to discuss your UK spouse visa application and understand financial requirements.

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What is the Minimum Income Requirement?

For a UK spouse visa, you and your UK-based partner usually need a combined minimum gross income of £29,000 per year (before tax). This amount remains the same even if the applicant has children.

From 11th April 2024, the minimum income required to meet the financial requirement of a UK Spouse visa is increased from £18,600 to £29,000 gross per year.

The minimum income threshold shows that you have sufficient funds to live in the UK without relying on public funds.

Do Children Affect the Income Requirement?

Having children doesn't change the income rule. Unlike before, you don't need extra money for kids. The income needed is always £29,000 gross per year, whether you're applying alone or with children.

What Sources of Income Are Considered?

Only the following income sources will be considered:

• Employment or self-employment income
• Applicant's or partner's pension
• Maternity allowances or bereavement benefits received by the partner in the UK
• Other income or savings specified by the applicant or partner

How to Meet Spouse Visa Financial Requirements?

You can meet UK Spouse visa financial requirements by using your employment income, through cash savings, or with a combination of salary & cash savings.

You can meet financial requirements via:

• Employment income of at least £29,000 gross per year; or
• £88,500 in cash savings (if solely relying on cash savings, with £0 income); or
• Combination of employment income and cash savings (depending on the source of the income).

What happens if we don’t meet the income requirement?

If you don't meet the income threshold, you might look at other options. This could include combining savings with income or providing more financial evidence. Getting professional immigration advice can also help find solutions.

Alternatively, if you do not meet the minimum income requirement of £29,000 gross per year, you can apply to switch to the 10-year Spouse visa route.

What Documentation is Needed to Prove Income?

You need to submit various documents to prove that you meet the minimum income requirement of £29,000 gross per year for the spouse visa.

Spouse visa applicants usually need to provide:

• Recent payslips for the last 6 months.
• Bank statements covering the last 6 months that match the income shown on your payslips.
• P60 or P45 (if employed) to show your income and tax paid for the relevant tax year.
• A letter from your employer confirming your employment details and salary.
• Self-assessment tax returns (If self-employed or working freelance).
• Invoices or contracts showing the income you’ve earned (if self-employed).
• Evidence of additional income (e.g., rental income, dividends, pensions).
• Evidence of cash savings (if applicable).

If you are relying on other sources of income or benefits, such as maternity pay or pension income, you should provide documentation to show the income is consistent and regular.

• Ensure all documentation is up to date (typically within the last 3 to 6 months).
• If your documents are not in English, you must provide a certified translation.

Is a 3-Month Bank Statement Enough for a UK Spouse Visa?

Home Office (UKVI) typically requires 6 months' worth of bank statements and payslips to demonstrate that the financial requirements of a Spouse visa are met.

You will need to provide:

• Payslips covering the last 6 months.
• Bank statements showing that the salary has been deposited over the last 6 months.
• Letter from your employer confirming your employment details, salary, and duration.

Spouse Visa Solicitors in London

Wembley Solicitors has a specialist team of spouse visa solicitors in London, ready to assist you with any type of UK Spouse Visa application.

Contact Wembley Solicitors for Assistance

If you need help with your UK Spouse visa application, call Wembley Solicitors at 0203 417 3700 or email us at info@wembleysolicitors.com.